
There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be co...
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It's the most wonderful time of the year! No, it's not Christmas, it's tax season! Whether you get a few hundred or few thousand dollars back, you should plan to use your tax return in ways that will greatly benefit your future.
1. Start or increase your emergency fund. Without any kind of emergency fund, one major expense can be detrimental to your financial stability. Most financial experts say that your emergency fund should consist of anywhere from three to eight months' worth of savings and setting aside your tax refund could be a significant step in reaching this goal.
2. If you have high-interest debts, making an extra payment toward the principal with your tax refund money could help cut down the total interest you pay over time. There are various debt-elimination theories and programs, but most all of them recommend getting rid of...

Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time!
Why is this date important? Homeownership is not just a roof over your head! It represents shelter, stability, wealth, and pride! For decades, homeownership has been an important part of the American Dream!
However, many question if the next generations see the same benefits of homeownership as their predecessors.
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