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25
What Credit Score Do You Need To Buy A House?
There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be co...
18
Don't Let Your Luck Run Out! Buy A Home This Spring....
![Donât Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/03/13105300/20190315-St-Patricks-Day-KCM.jpg)
- Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018.
- Take advantage of more inventory coming to market in the spring to find your dream home!
- Buying now will allow you to start earning equity today!
- Let The Chrissie Barrick Team know how we can help you.....
11
5 Things to Do with Your Tax Refund
It's the most wonderful time of the year! No, it's not Christmas, it's tax season! Whether you get a few hundred or few thousand dollars back, you should plan to use your tax return in ways that will greatly benefit your future.
1. Start or increase your emergency fund. Without any kind of emergency fund, one major expense can be detrimental to your financial stability. Most financial experts say that your emergency fund should consist of anywhere from three to eight months' worth of savings and setting aside your tax refund could be a significant step in reaching this goal.
2. If you have high-interest debts, making an extra payment toward the principal with your tax refund money could help cut down the total interest you pay over time. There are various debt-elimination theories and programs, but most all of them recommend getting rid of...
4
What are the Benefits of Becoming a Homeowner?
Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time!
Why is this date important? Homeownership is not just a roof over your head! It represents shelter, stability, wealth, and pride! For decades, homeownership has been an important part of the American Dream!
However, many question if the next generations see the same benefits of homeownership as their predecessors.
In case we have forgotten, some of those benefi...
18
First Comes Love... Then Comes Mortgage?
According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to monthly housing costs.
However, many couples are also deciding to buy a home before spending what would be a down payment on a wedding. Last year, unmarried couples accounted for 16% of all first-time buyers.
If...
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The Chrissie Barrick Team
Licensed in PA: Christine (Chrissie) Barrick, Becky Brown, Stephanie Werner, Thomas Coyne, Jessica Snader, Barbara (Barb) Boyer
Licensed in MD: Christine (Chrissie) Barrick, Becky Brown, Stephanie Werner, Thomas Coyne, Barbara (Barb) Boyer
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717-633-7300