Posts from July 1st, 2019

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Why Is So Much Paperwork Required To Get A Mortgage?

July 1st, 2019 by The Chrissie Barrick Team

When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today's buyer than perhaps any other time in history.

1. The government has set new guidelines that now demand that the bank proves beyond any doubt that you are indeed capable of paying the mortgage.

During the run-up to the housing crisis, many pe...

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Categories: Mortgage Loans

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Posts from July 1st, 2019

Why Is So Much Paperwork Required To Get A Mortgage?

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